The CREDICORP C.L.I.C.K.D. Programme 2026 is now available for Nigerians interested in accessing laptops, smartphones, tablets and other digital devices through consumer credit.
C.L.I.C.K.D., which means Credit for Laptops, Internet, Connectivity & Knowledge Devices, is an initiative of the Nigerian Consumer Credit Corporation (CREDICORP) designed to make essential digital devices more accessible without requiring eligible beneficiaries to pay the entire cost upfront.
The programme is particularly relevant to Nigerians who need a device for learning, remote work, freelancing, digital skills development or business activities.
However, there is an important distinction applicants should understand before applying: C.L.I.C.K.D. is a credit programme, not a free laptop or cash grant. Beneficiaries who receive credit are expected to repay according to the applicable financing terms.
The programme was launched in July 2026 in partnership with the Federal Ministry of Communications, Innovation and Digital Economy and the 3 Million Technical Talent (3MTT) Programme. Its first national pilot involves 1,000 locally assembled laptops for eligible participants, with the initial rollout beginning in Abuja.
This guide explains the current application status, who can apply, what devices are covered, how to express interest, what is known about the 3MTT pilot, and what applicants should know before taking on consumer credit.
C.L.I.C.K.D. Programme 2026: Application Status
Application Status: Open for expressions of interest
The official CREDICORP C.L.I.C.K.D. page is live and has an I’m Interested option for Nigerians who want to participate.
However, applicants should not confuse an open expression of interest with guaranteed approval or immediate access to a device.
CREDICORP describes C.L.I.C.K.D. as a device-financing initiative that works through consumer credit and trusted financial partners.
The current pilot has a specific focus on eligible 3MTT participants. CREDICORP’s launch announcement states that the first national pilot will provide 1,000 locally assembled laptops to eligible fellows, while the programme is intended to expand beyond the initial phase.
What Is the CREDICORP C.L.I.C.K.D. Programme?
C.L.I.C.K.D. stands for:
Credit for Laptops, Internet, Connectivity & Knowledge Devices.
It is CREDICORP’s flagship initiative for making digital devices more accessible through responsible consumer credit.
According to CREDICORP, the programme can support access to:
- Laptops
- Smartphones
- Tablets
- Connectivity devices
- Digital learning equipment
Rather than paying the full price of a device at once, an eligible applicant can access an approved credit arrangement and spread repayments over time.
CREDICORP says the initiative is intended to help Nigerians learn, work, earn and participate more fully in the digital economy.
Is C.L.I.C.K.D. a Free Laptop Grant?
No.
This is the most important point applicants should understand.
C.L.I.C.K.D. is not a free laptop grant and it is not a cash empowerment payment.
It is a consumer-credit programme.
If a participant receives a device through an approved credit arrangement, the participant will have repayment obligations under the applicable terms.
CREDICORP says the initiative is designed to allow users to access devices without paying the full cost upfront, while structured repayment options are provided through participating financial partners.
Therefore, anyone advertising C.L.I.C.K.D. as a programme where everyone will receive a free laptop without repayment is giving misleading information.
Who Can Apply for C.L.I.C.K.D.?
There are two things applicants should distinguish here.
Categories Listed on the Application Form
Recent reporting on the C.L.I.C.K.D. application form indicates that applicants can identify themselves as:
- Salary earners
- Freelancers or self-employed persons
- Business owners
- Students
- Job seekers
- NYSC members
The form also asks applicants about their digital talent programme, preferred device and reason for needing the device.
This means the application platform is designed to collect interest from a broad range of Nigerians.
Who Is Confirmed for the Current Pilot?
The currently confirmed 1,000-laptop pilot is focused on eligible 3MTT participants.
CREDICORP’s official launch information identifies 3MTT as the launch partner and says eligible participants can access laptops and work-ready devices on credit.
The application form may list other digital talent programmes, but applicants should not assume that appearing as an option automatically means membership guarantees a device under the current 1,000-laptop pilot.
This distinction is important because the programme is designed to expand, but CREDICORP has not publicly confirmed every applicant category as a beneficiary of the initial pilot.
What Devices Are Available?
CREDICORP’s official C.L.I.C.K.D. page identifies several categories of digital equipment covered by the initiative.
1. Laptops
Laptops can support online learning, digital skills development, remote work, programming, freelancing and business activities.
The first national pilot prioritises locally assembled laptops. CREDICORP says the initial rollout involves 1,000 locally assembled devices.
2. Smartphones
Smartphones can be used for communication, digital payments, online services, business operations and other digital activities.
3. Tablets
Tablets may be useful for students, online learning, content consumption and other digital tasks.
4. Connectivity Devices
The programme also covers connectivity-related devices intended to help users access and remain connected to digital services.
5. Digital Learning Equipment
CREDICORP also identifies digital learning equipment among the types of tools that can be accessed through the initiative.
C.L.I.C.K.D. Programme and 3MTT
The relationship between C.L.I.C.K.D. and 3MTT is particularly important for applicants trying to understand the current phase.
CREDICORP launched C.L.I.C.K.D. in partnership with the 3 Million Technical Talent (3MTT) Programme under the Federal Ministry of Communications, Innovation and Digital Economy.
The first phase focuses on participants who are developing digital skills but may lack the equipment needed to complete their training and transition into employment or entrepreneurship.
CREDICORP announced that the first phase would provide 1,000 locally assembled laptops, with 77 beneficiaries receiving devices in Abuja at the launch and the remaining rollout continuing in phases.
This means the programme is already moving beyond the announcement stage, but access is still being rolled out.
How to Apply for CREDICORP C.L.I.C.K.D. Programme 2026
Interested Nigerians should use the official CREDICORP C.L.I.C.K.D. page.
Official C.L.I.C.K.D. portal: CREDICORP C.L.I.C.K.D. application page
The official page currently displays an I‘m Interested button.
Step 1: Visit the Official C.L.I.C.K.D. Page
Go to the CREDICORP C.L.I.C.K.D. page:
Visit the official C.L.I.C.K.D. page
Make sure the address is the genuine CREDICORP domain before entering personal information.
Step 2: Click I’m Interested
Select the I’m Interested option on the official page to begin the interest/application process.
Step 3: Provide Your Information
The application form reported at launch asks for information such as your:
- State of residence
- Employment status
- Monthly income, where applicable
- Digital talent programme
- Preferred device
- Reason for needing the device
- How you heard about C.L.I.C.K.D.
The employment options reported for the form include salary earner, freelancer/self-employed, business owner, student, job seeker and NYSC member.
Step 4: Select Your Device
Applicants can indicate the type of device they need, such as:
- Laptop
- Smartphone
- Tablet
- Other eligible digital device
Step 5: State Why You Need the Device
The form allows applicants to identify the purpose of the device. Reported options include learning and certifications, remote work, freelancing, business growth, school, software development and content creation.
Step 6: Review and Submit
Before submitting your information, make sure the details you provide are accurate.
The reported application process includes consent for CREDICORP and relevant partners to use submitted information for eligibility assessment.
Submitting an expression of interest does not mean your credit application has automatically been approved.
What Information Should Applicants Prepare?
Based on the application process, applicants should be prepared to provide information relating to:
- State of residence
- Employment or current status
- Income information, where applicable
- Digital talent programme participation
- Preferred device
- Intended use of the device
- Contact information
- Consent for eligibility assessment
Applicants should provide truthful information.
Do not submit false employment, income or programme-participation information simply to improve your chances.
How Does the C.L.I.C.K.D. Credit Work?
C.L.I.C.K.D. uses a consumer-credit model.
In simple terms, the process is designed to work like this:
- You express interest through the official C.L.I.C.K.D. platform.
- Your information is assessed under the applicable eligibility and credit requirements.
- An approved financial partner provides the relevant credit arrangement.
- An eligible applicant can access an approved device.
- The beneficiary repays according to the applicable credit terms.
CREDICORP says its initiative works through trusted financial partners and offers structured payment options.
Applicants should not assume that all beneficiaries will receive identical repayment conditions.
What Are the C.L.I.C.K.D. Interest Rate and Repayment Terms?
CREDICORP has not publicly provided a single universal interest rate and repayment structure for all C.L.I.C.K.D. applicants on its main programme page.
The official page describes the programme as offering affordable credit and structured repayment options through trusted partners.
Because financing arrangements can depend on the participating financial institution and the approved credit product, applicants should carefully review the actual terms presented to them before accepting credit.
Do not rely on social media posts claiming a specific interest rate or repayment amount unless CREDICORP or the relevant financial partner confirms it.
Benefits of the C.L.I.C.K.D. Programme
The programme is intended to address the cost barrier associated with digital devices.
According to CREDICORP, device access can help Nigerians:
- Learn new digital skills
- Take online courses
- Obtain professional certifications
- Apply for remote jobs
- Freelance online
- Run businesses
- Accept digital payments
- Manage customers
- Participate in the digital economy
CREDICORP also says successful repayments can help strengthen a beneficiary’s credit history.
Can Students Apply for C.L.I.C.K.D.?
Students are listed among the applicant categories on the reported C.L.I.C.K.D. application form.
However, students should understand the difference between being able to submit interest information and being confirmed for the current pilot.
The first 1,000-laptop pilot is publicly described by CREDICORP as focusing on eligible 3MTT participants.
Therefore, students who are not part of the currently confirmed pilot should not assume that submitting the form guarantees a laptop.
Can Entrepreneurs Apply for C.L.I.C.K.D.?
Business owners are also listed as an employment/status option on the reported application form.
Entrepreneurs can indicate business growth or related productive activities as the reason for requiring a digital device.
However, as with other categories, completing the form does not automatically guarantee approval or immediate access to a device.
Is There a C.L.I.C.K.D. Application Fee?
No application fee is stated on CREDICORP’s official C.L.I.C.K.D. page.
Applicants should be cautious if anyone asks them to pay money simply to submit an expression of interest.
Do not pay an individual claiming to be a CREDICORP agent who promises to guarantee approval or secure a laptop.
Is There a C.L.I.C.K.D. Application Deadline?
No closing date is currently stated on the official C.L.I.C.K.D. programme page.
The safest approach is to check the official CREDICORP page for any future deadline or changes to the application process.
A third-party website’s claimed deadline should not be treated as official unless CREDICORP confirms it.
C.L.I.C.K.D. Programme 2026: Key Details
| Detail | Information |
|---|---|
| Programme | C.L.I.C.K.D. |
| Full meaning | Credit for Laptops, Internet, Connectivity & Knowledge Devices |
| Organisation | Nigerian Consumer Credit Corporation (CREDICORP) |
| Programme type | Consumer credit |
| Current status | Open for expressions of interest |
| Main devices | Laptops, smartphones, tablets and connectivity devices |
| Initial pilot | 1,000 locally assembled laptops |
| Launch partner | 3 Million Technical Talent (3MTT) |
| Current confirmed pilot beneficiaries | Eligible 3MTT participants |
| Application fee | No fee stated |
| Deadline | No official closing date currently stated |
| Official portal | credicorp.ng/clickd |
Important Warning Before Taking the Credit
C.L.I.C.K.D. can make a device more affordable upfront, but applicants should remember that credit must be repaid.
Before accepting an offer, check:
- Total amount you will repay
- Interest or applicable charges
- Repayment period
- Monthly or periodic repayment amount
- Conditions for missed payments
- Any required upfront contribution
- The identity of the financial institution providing the credit
Do not accept a credit arrangement simply because you need a laptop urgently.
Make sure the repayment obligation is realistic for your income.
Beware of Fake C.L.I.C.K.D. Agents
Because the programme involves government-backed institutions and financial information, applicants should be alert to scams.
Only use the official CREDICORP website for programme information and application instructions.
Be suspicious of anyone who claims they can:
- Guarantee your approval
- Add your name to the beneficiary list
- Sell a C.L.I.C.K.D. slot
- Process your application for a fee
- Provide a guaranteed laptop outside the official process
- Change your application for money
Never give an unknown person your bank PIN, card PIN or OTP.
Also be careful with WhatsApp and Telegram messages claiming to be from CREDICORP officials.
What Happens After You Apply?
Submitting your information is only the beginning.
C.L.I.C.K.D. operates through consumer credit and participating financial partners, so applicants should expect eligibility and credit assessment before any financing is approved.
If you are part of the current pilot, keep checking the communication channels associated with your application for further instructions.
If you are not part of the currently confirmed pilot, your expression of interest should not be interpreted as a guarantee that you will receive one of the initial 1,000 laptops.
Frequently Asked Questions
Is the CREDICORP C.L.I.C.K.D. Programme 2026 open?
Yes. The official CREDICORP C.L.I.C.K.D. page is live and provides an “I’m Interested” option for Nigerians.
Is C.L.I.C.K.D. a free laptop programme?
No. It is a consumer-credit programme. Beneficiaries who obtain devices through credit are expected to repay under the applicable terms.
What does C.L.I.C.K.D. stand for?
It stands for Credit for Laptops, Internet, Connectivity & Knowledge Devices.
Who is eligible for the current 1,000-laptop pilot?
CREDICORP has publicly identified eligible 3MTT participants as the focus of the first national pilot.
Can students apply?
Students are listed as an applicant category on the reported application form. However, being able to submit interest does not mean every student is guaranteed a device under the current pilot.
Can business owners apply?
Business owners are also listed among the categories on the reported application form. Final access remains subject to the applicable programme and credit requirements.
What devices are covered?
CREDICORP lists laptops, smartphones, tablets, connectivity devices and digital learning equipment.
How much is the C.L.I.C.K.D. application fee?
No application fee is stated on the official programme page.
What is the official C.L.I.C.K.D. portal?
The official programme page is:
CREDICORP C.L.I.C.K.D. official page
Is there an application deadline?
No official closing date is currently stated on the C.L.I.C.K.D. page.
What is the C.L.I.C.K.D. interest rate?
CREDICORP’s main programme page does not state one universal interest rate. Applicants should check the actual financing terms presented by the relevant financial partner before accepting credit.
Will everyone who applies receive a laptop?
No. Submitting an expression of interest does not guarantee approval or a device. The current 1,000-laptop pilot is focused on eligible 3MTT participants.
Final Thoughts
The CREDICORP C.L.I.C.K.D. Programme 2026 is a legitimate Federal Government-backed consumer-credit initiative designed to make digital devices more accessible to Nigerians.
The programme covers devices such as laptops, smartphones, tablets and connectivity equipment, with the first national pilot focusing on eligible 3MTT participants and 1,000 locally assembled laptops.
For applicants, the biggest point to remember is that this is credit, not a free laptop grant. Anyone who receives an approved device through the financing arrangement will have repayment obligations.
If you are interested, use only the official CREDICORP C.L.I.C.K.D. page and carefully review any credit terms before accepting an offer.
Do not pay unofficial agents, and do not provide sensitive banking information to people who contact you through social media or messaging platforms.
Official programme: CREDICORP C.L.I.C.K.D.
Editorial Information
Written by: Masterjob Editorial Team
Last updated: September 11, 2026
Fact-checking: Programme status, device categories, pilot information and application details were checked against CREDICORP’s official C.L.I.C.K.D. information and supporting launch reports.
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